American Internet Mortgage in Tennessee vs the state
13.8%Denial rate-3.35 pts vs state
21.4%Decision denial rate-0.25 pts vs state
50.6%Origination rate-7.51 pts vs state
6.19%Median rate-0.44 pts vs state
-0.17Rate spread (pts)-0.40 pts vs state
$145kMedian applicant income
44Loans originated
12Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 23 | 5.3% | 6.38% | #433 |
| 2024 | 28 | 15 | 10.7% | 6.13% | #471 |
| 2025 | 87 | 44 | 13.8% | 6.19% | #346 |
What American Internet Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 15 | 8 | 3 | 20.0% |
| Davidson County | 12 | 7 | 2 | 16.7% |
| Williamson County | 11 | 5 | 1 | 9.1% |
| Hamilton County | 11 | 4 | 3 | 27.3% |
| Wilson County | 6 | 4 | 0 | 0.0% |
| Montgomery County | 4 | 2 | 1 | 25.0% |
| Knox County | 4 | 2 | 0 | 0.0% |
| Sevier County | 3 | 1 | 2 | 66.7% |
| Rutherford County | 3 | 1 | 0 | 0.0% |
| Monroe County | 2 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 87 applications in 2025, of which 44 were originated and 12 denied.
13.8% of all applications, or 21.4% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans American Internet Mortgage originated in Tennessee in 2025 was 6.19%, against a statewide median of 6.62%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology