American Internet Mortgage in Missouri vs the state
5.3%Denial rate-9.74 pts vs state
10.3%Decision denial rate-8.44 pts vs state
46.7%Origination rate-15.99 pts vs state
6.13%Median rate-0.50 pts vs state
-0.33Rate spread (pts)-0.68 pts vs state
$162kMedian applicant income
35Loans originated
4Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 12 | 9.1% | 6.63% | #408 |
| 2024 | 17 | 4 | 35.3% | 5.38% | #445 |
| 2025 | 75 | 35 | 5.3% | 6.13% | #300 |
What American Internet Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 13 | 3 | 1 | 7.7% |
| Jackson County | 11 | 8 | 1 | 9.1% |
| Boone County | 6 | 2 | 0 | 0.0% |
| St. Louis city | 6 | 3 | 0 | 0.0% |
| St. Charles County | 6 | 3 | 0 | 0.0% |
| Christian County | 5 | 4 | 0 | 0.0% |
| Greene County | 4 | 2 | 0 | 0.0% |
| Stone County | 3 | 1 | 0 | 0.0% |
| Clay County | 3 | 2 | 1 | 33.3% |
| Platte County | 2 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 75 applications in 2025, of which 35 were originated and 4 denied.
5.3% of all applications, or 10.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans American Internet Mortgage originated in Missouri in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology