American Internet Mortgage · Kansas · 2025

American Internet Mortgage in Kansas: approval rate, denial rate and rates (2025)

American Internet Mortgage took 15 mortgage applications in Kansas in 2025, ranking #317 of 766 lenders active in the state. It originated 53.3% of them and denied 20.0% (27.3% of the applications it decided), against a statewide denial rate of 15.0%.

15Applicationsin KS
27.3%Decision denial ratestate 18.3%
6.25%Median ratestate 6.63%
$215,000Median loanstate $165,000
$2.0MVolume7 counties

American Internet Mortgage in Kansas vs the state

20.0%Denial rate+4.97 pts vs state
27.3%Decision denial rate+8.99 pts vs state
53.3%Origination rate-10.49 pts vs state
6.25%Median rate-0.38 pts vs state
-0.14Rate spread (pts)-0.44 pts vs state
$144kMedian applicant income
8Loans originated
3Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313738.5%5.50%#308
202412333.3%6.13%#322
202515820.0%6.25%#317

What American Internet Mortgage lends in Kansas

By loan purpose

Home purchase 3 20% · 0.0% denied
Refinance 5 33% · 0.0% denied
Cash-out refinance 6 40% · 33.3% denied
Home improvement 1 7% · 100.0% denied

By loan type

Conventional 15 100% · 20.0% denied

Why it denied Kansas applicants

Credit history 1 33%
Debt-to-income ratio 1 33%
Other 1 33%

Where in Kansas

Counties with the most American Internet Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 631 16.7%
Sedgwick County 320 0.0%
Mitchell County 201 50.0%
Shawnee County 110 0.0%
Reno County 110 0.0%
Cherokee County 101 100.0%
Ellis County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 15 applications in 2025, of which 8 were originated and 3 denied.

20.0% of all applications, or 27.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans American Internet Mortgage originated in Kansas in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology