American Financial Network in Oklahoma vs the state
6.4%Denial rate-11.48 pts vs state
9.9%Decision denial rate-12.94 pts vs state
58.4%Origination rate+2.27 pts vs state
6.75%Median rate+0.13 pts vs state
0.86Rate spread (pts)+0.51 pts vs state
$94kMedian applicant income
136Loans originated
15Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 203 | 116 | 6.9% | 7.25% | #109 |
| 2024 | 255 | 151 | 5.9% | 7.13% | #98 |
| 2025 | 233 | 136 | 6.4% | 6.75% | #113 |
What American Financial Network lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 83 | 48 | 3 | 3.6% |
| Delaware County | 32 | 21 | 0 | 0.0% |
| Oklahoma County | 20 | 9 | 7 | 35.0% |
| Rogers County | 16 | 12 | 0 | 0.0% |
| Wagoner County | 11 | 4 | 1 | 9.1% |
| Canadian County | 8 | 4 | 1 | 12.5% |
| Ottawa County | 6 | 4 | 0 | 0.0% |
| Muskogee County | 6 | 6 | 0 | 0.0% |
| Cleveland County | 5 | 3 | 0 | 0.0% |
| Washington County | 5 | 3 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 233 applications in 2025, of which 136 were originated and 15 denied.
6.4% of all applications, or 9.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans American Financial Network originated in Oklahoma in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology