American Financial Network in Missouri vs the state
11.9%Denial rate-3.16 pts vs state
18.4%Decision denial rate-0.28 pts vs state
52.8%Origination rate-9.89 pts vs state
6.25%Median rate-0.38 pts vs state
0.42Rate spread (pts)+0.07 pts vs state
$73kMedian applicant income
124Loans originated
28Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 179 | 86 | 9.5% | 7.25% | #169 |
| 2024 | 176 | 89 | 8.0% | 6.75% | #183 |
| 2025 | 235 | 124 | 11.9% | 6.25% | #163 |
What American Financial Network lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 32 | 15 | 7 | 21.9% |
| Jackson County | 28 | 17 | 3 | 10.7% |
| St. Charles County | 18 | 8 | 3 | 16.7% |
| Clay County | 15 | 7 | 0 | 0.0% |
| Greene County | 14 | 6 | 2 | 14.3% |
| Jasper County | 9 | 5 | 1 | 11.1% |
| Jefferson County | 8 | 5 | 0 | 0.0% |
| Buchanan County | 7 | 3 | 1 | 14.3% |
| Franklin County | 5 | 5 | 0 | 0.0% |
| Boone County | 5 | 2 | 1 | 20.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 235 applications in 2025, of which 124 were originated and 28 denied.
11.9% of all applications, or 18.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans American Financial Network originated in Missouri in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology