American Financial Network in Arkansas vs the state
10.9%Denial rate-7.32 pts vs state
19.2%Decision denial rate-3.90 pts vs state
44.6%Origination rate-12.26 pts vs state
6.88%Median rate+0.25 pts vs state
0.87Rate spread (pts)+0.53 pts vs state
$66kMedian applicant income
41Loans originated
10Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 143 | 61 | 10.5% | 6.75% | #116 |
| 2024 | 100 | 48 | 11.0% | 7.31% | #150 |
| 2025 | 92 | 41 | 10.9% | 6.88% | #158 |
What American Financial Network lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Craighead County | 18 | 9 | 4 | 22.2% |
| Pulaski County | 14 | 5 | 1 | 7.1% |
| Faulkner County | 5 | 2 | 0 | 0.0% |
| Benton County | 4 | 3 | 0 | 0.0% |
| Garland County | 4 | 4 | 0 | 0.0% |
| Lonoke County | 4 | 3 | 0 | 0.0% |
| Mississippi County | 4 | 1 | 1 | 25.0% |
| Saline County | 4 | 1 | 0 | 0.0% |
| Washington County | 3 | 0 | 0 | 0.0% |
| Crawford County | 3 | 2 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 92 applications in 2025, of which 41 were originated and 10 denied.
10.9% of all applications, or 19.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans American Financial Network originated in Arkansas in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology