American Airlines Federal Credit Union in Missouri vs the state
18.8%Denial rate+3.68 pts vs state
21.4%Decision denial rate+2.73 pts vs state
59.4%Origination rate-3.28 pts vs state
6.50%Median rate-0.13 pts vs state
0.01Rate spread (pts)-0.34 pts vs state
$83kMedian applicant income
19Loans originated
6Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 22 | 27.8% | 6.00% | #367 |
| 2024 | 23 | 13 | 30.4% | 6.88% | #413 |
| 2025 | 32 | 19 | 18.8% | 6.50% | #398 |
What American Airlines Federal Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most American Airlines Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Platte County | 6 | 4 | 1 | 16.7% |
| St. Charles County | 4 | 2 | 1 | 25.0% |
| Jackson County | 4 | 3 | 0 | 0.0% |
| St. Louis County | 4 | 1 | 1 | 25.0% |
| Newton County | 2 | 1 | 0 | 0.0% |
| Clay County | 2 | 1 | 1 | 50.0% |
| St. Louis city | 2 | 0 | 2 | 100.0% |
| Stone County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Dunklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 32 applications in 2025, of which 19 were originated and 6 denied.
18.8% of all applications, or 21.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans American Airlines Federal Credit Union originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology