AMERICA FIRST Federal Credit Union · Washington · 2025

AMERICA FIRST Federal Credit Union in Washington: approval rate, denial rate and rates (2025)

AMERICA FIRST Federal Credit Union took 8 mortgage applications in Washington in 2025, ranking #491 of 822 lenders active in the state. It originated 0.0% of them and denied 100.0% (100.0% of the applications it decided), against a statewide denial rate of 15.7%.

8Applicationsin WA
100.0%Decision denial ratestate 19.5%
Median ratestate 6.63%
$95,000Median loanstate $335,000
$0Volume7 counties

AMERICA FIRST Federal Credit Union in Washington vs the state

100.0%Denial rate+84.35 pts vs state
100.0%Decision denial rate+80.46 pts vs state
0.0%Origination rate-61.06 pts vs state
Median rate
Rate spread (pts)
$137kMedian applicant income
0Loans originated
8Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
202460100.0%#509
202580100.0%#491

What AMERICA FIRST Federal Credit Union lends in Washington

By loan purpose

Home improvement 3 38% · 100.0% denied
Other / HELOC 5 63% · 100.0% denied

By loan type

Conventional 8 100% · 100.0% denied

Why it denied Washington applicants

Other 4 50%
Collateral 3 38%
Credit history 1 13%

Where in Washington

Counties with the most AMERICA FIRST Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Snohomish County 202 100.0%
Stevens County 101 100.0%
King County 101 100.0%
Pierce County 101 100.0%
Whitman County 101 100.0%
Chelan County 101 100.0%
Mason County 101 100.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 8 applications in 2025, of which 0 were originated and 8 denied.

100.0% of all applications, or 100.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are AMERICA FIRST Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology