Altana Federal Credit Union in Montana vs the state
17.7%Denial rate+2.90 pts vs state
18.9%Decision denial rate+0.22 pts vs state
75.1%Origination rate+13.13 pts vs state
6.25%Median rate-0.38 pts vs state
-0.90Rate spread (pts)-1.14 pts vs state
$116kMedian applicant income
356Loans originated
84Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 178 | 117 | 24.2% | 6.95% | #32 |
| 2024 | 544 | 421 | 15.1% | 6.25% | #13 |
| 2025 | 474 | 356 | 17.7% | 6.25% | #17 |
What Altana Federal Credit Union lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Altana Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 325 | 253 | 54 | 16.6% |
| Stillwater County | 45 | 33 | 8 | 17.8% |
| Carbon County | 40 | 23 | 13 | 32.5% |
| Hill County | 29 | 23 | 2 | 6.9% |
| Gallatin County | 9 | 6 | 2 | 22.2% |
| Blaine County | 5 | 3 | 1 | 20.0% |
| Silver Bow County | 3 | 3 | 0 | 0.0% |
| Toole County | 3 | 2 | 0 | 0.0% |
| Flathead County | 2 | 0 | 2 | 100.0% |
| Missoula County | 2 | 1 | 1 | 50.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 474 applications in 2025, of which 356 were originated and 84 denied.
17.7% of all applications, or 18.9% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Altana Federal Credit Union originated in Montana in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Altana Federal Credit Union's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology