Allied First Bank,sb in Oregon vs the state
21.1%Denial rate+5.74 pts vs state
80.0%Decision denial rate+60.84 pts vs state
5.3%Origination rate-55.36 pts vs state
3.25%Median rate-3.50 pts vs state
—Rate spread (pts)
$80kMedian applicant income
3Loans originated
12Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 0 | 57.1% | — | #307 |
| 2024 | 27 | 4 | 25.9% | 2.69% | #258 |
| 2025 | 57 | 3 | 21.1% | 3.25% | #207 |
What Allied First Bank,sb lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 7 | 0 | 6 | 85.7% |
| Deschutes County | 6 | 0 | 2 | 33.3% |
| Lane County | 5 | 1 | 0 | 0.0% |
| Multnomah County | 5 | 0 | 0 | 0.0% |
| Marion County | 4 | 0 | 0 | 0.0% |
| Yamhill County | 3 | 0 | 0 | 0.0% |
| Linn County | 3 | 0 | 2 | 66.7% |
| Crook County | 3 | 0 | 0 | 0.0% |
| Josephine County | 3 | 1 | 1 | 33.3% |
| Polk County | 2 | 0 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 57 applications in 2025, of which 3 were originated and 12 denied.
21.1% of all applications, or 80.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Allied First Bank,sb originated in Oregon in 2025 was 3.25%, against a statewide median of 6.75%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology