Allied First Bank,sb · Illinois · 2025

Allied First Bank,sb in Illinois: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 35 mortgage applications in Illinois in 2025, ranking #510 of 1,150 lenders active in the state. It originated 17.1% of them and denied 25.7% (60.0% of the applications it decided), against a statewide denial rate of 17.1%.

35Applicationsin IL
60.0%Decision denial ratestate 21.7%
8.00%Median ratestate 6.75%
$235,000Median loanstate $185,000
$960kVolume12 counties

Allied First Bank,sb in Illinois vs the state

25.7%Denial rate+8.59 pts vs state
60.0%Decision denial rate+38.32 pts vs state
17.1%Origination rate-41.60 pts vs state
8.00%Median rate+1.25 pts vs state
1.44Rate spread (pts)+1.06 pts vs state
$82kMedian applicant income
6Loans originated
9Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231137911.5%6.50%#317
2024743812.2%6.88%#386
202535625.7%8.00%#510

What Allied First Bank,sb lends in Illinois

By loan purpose

Home purchase 8 23% · 0.0% denied
Refinance 6 17% · 50.0% denied
Cash-out refinance 21 60% · 28.6% denied

By loan type

Conventional 14 40% · 7.1% denied
FHA 18 51% · 38.9% denied
VA 3 9% · 33.3% denied

Why it denied Illinois applicants

Debt-to-income ratio 4 44%
Credit history 4 44%
Other 1 11%

Where in Illinois

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 1723 17.6%
Will County 513 60.0%
DuPage County 201 50.0%
LaSalle County 210 0.0%
Kane County 201 50.0%
Lake County 100 0.0%
Sangamon County 100 0.0%
Iroquois County 110 0.0%
Grundy County 110 0.0%
McHenry County 101 100.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 35 applications in 2025, of which 6 were originated and 9 denied.

25.7% of all applications, or 60.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Allied First Bank,sb originated in Illinois in 2025 was 8.00%, against a statewide median of 6.75%.

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology