Alliant Credit Union in Tennessee vs the state
27.7%Denial rate+10.55 pts vs state
35.6%Decision denial rate+13.96 pts vs state
48.4%Origination rate-9.73 pts vs state
6.63%Median rate0.00 pts vs state
0.05Rate spread (pts)-0.18 pts vs state
$170kMedian applicant income
117Loans originated
67Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 97 | 33 | 55.7% | 9.00% | #297 |
| 2024 | 253 | 146 | 24.1% | 6.63% | #169 |
| 2025 | 242 | 117 | 27.7% | 6.63% | #189 |
What Alliant Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sevier County | 70 | 47 | 2 | 2.9% |
| Williamson County | 32 | 18 | 8 | 25.0% |
| Davidson County | 26 | 7 | 9 | 34.6% |
| Shelby County | 21 | 8 | 10 | 47.6% |
| Knox County | 10 | 7 | 1 | 10.0% |
| Rutherford County | 9 | 6 | 2 | 22.2% |
| Hamilton County | 7 | 2 | 4 | 57.1% |
| Wilson County | 4 | 1 | 3 | 75.0% |
| Montgomery County | 4 | 2 | 1 | 25.0% |
| Sumner County | 4 | 1 | 3 | 75.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 242 applications in 2025, of which 117 were originated and 67 denied.
27.7% of all applications, or 35.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Alliant Credit Union originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology