Alliant Credit Union · Oklahoma · 2025

Alliant Credit Union in Oklahoma: approval rate, denial rate and rates (2025)

Alliant Credit Union took 28 mortgage applications in Oklahoma in 2025, ranking #309 of 821 lenders active in the state. It originated 64.3% of them and denied 10.7% (14.3% of the applications it decided), against a statewide denial rate of 17.9%.

28Applicationsin OK
14.3%Decision denial ratestate 22.9%
6.13%Median ratestate 6.63%
$315,000Median loanstate $165,000
$5.9MVolume11 counties

Alliant Credit Union in Oklahoma vs the state

10.7%Denial rate-7.21 pts vs state
14.3%Decision denial rate-8.58 pts vs state
64.3%Origination rate+8.19 pts vs state
6.13%Median rate-0.50 pts vs state
-0.02Rate spread (pts)-0.36 pts vs state
$232kMedian applicant income
18Loans originated
3Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023850.0%7.00%#411
202419115.3%6.50%#321
2025281810.7%6.13%#309

What Alliant Credit Union lends in Oklahoma

By loan purpose

Home purchase 19 68% · 5.3% denied
Refinance 7 25% · 14.3% denied
Cash-out refinance 2 7% · 50.0% denied

By loan type

Conventional 27 96% · 11.1% denied
VA 1 4% · 0.0% denied

Why it denied Oklahoma applicants

Debt-to-income ratio 2 67%
Incomplete application 1 33%

Where in Oklahoma

Counties with the most Alliant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 960 0.0%
Tulsa County 631 16.7%
Cleveland County 430 0.0%
Logan County 211 50.0%
Comanche County 110 0.0%
Creek County 110 0.0%
McCurtain County 110 0.0%
Delaware County 101 100.0%
Muskogee County 100 0.0%
Rogers County 110 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 28 applications in 2025, of which 18 were originated and 3 denied.

10.7% of all applications, or 14.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Alliant Credit Union originated in Oklahoma in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology