Alliant Credit Union in Missouri vs the state
28.5%Denial rate+13.41 pts vs state
37.2%Decision denial rate+18.49 pts vs state
47.5%Origination rate-15.19 pts vs state
6.50%Median rate-0.13 pts vs state
-0.12Rate spread (pts)-0.47 pts vs state
$135kMedian applicant income
75Loans originated
45Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 24 | 37.5% | 9.13% | #295 |
| 2024 | 91 | 47 | 23.1% | 6.00% | #256 |
| 2025 | 158 | 75 | 28.5% | 6.50% | #216 |
What Alliant Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 35 | 16 | 7 | 20.0% |
| St. Louis County | 26 | 10 | 12 | 46.2% |
| St. Charles County | 16 | 9 | 3 | 18.8% |
| Clay County | 11 | 6 | 4 | 36.4% |
| St. Louis city | 8 | 3 | 1 | 12.5% |
| Platte County | 7 | 6 | 0 | 0.0% |
| Jefferson County | 5 | 2 | 2 | 40.0% |
| Boone County | 5 | 4 | 1 | 20.0% |
| Christian County | 4 | 3 | 1 | 25.0% |
| Cape Girardeau County | 4 | 3 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 158 applications in 2025, of which 75 were originated and 45 denied.
28.5% of all applications, or 37.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Alliant Credit Union originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology