Alliant Credit Union · Iowa · 2025

Alliant Credit Union in Iowa: approval rate, denial rate and rates (2025)

Alliant Credit Union took 17 mortgage applications in Iowa in 2025, ranking #308 of 739 lenders active in the state. It originated 64.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.9%.

17Applicationsin IA
0.0%Decision denial ratestate 15.3%
6.00%Median ratestate 6.50%
$255,000Median loanstate $135,000
$3.2MVolume14 counties

Alliant Credit Union in Iowa vs the state

0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
64.7%Origination rate-3.75 pts vs state
6.00%Median rate-0.50 pts vs state
-0.01Rate spread (pts)-0.20 pts vs state
$194kMedian applicant income
11Loans originated
0Denied

What Alliant Credit Union lends in Iowa

By loan purpose

Home purchase 14 82% · 0.0% denied
Refinance 1 6% · 0.0% denied
Cash-out refinance 2 12% · 0.0% denied

By loan type

Conventional 17 100% · 0.0% denied

Where in Iowa

Counties with the most Alliant Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dubuque County 220 0.0%
Johnson County 220 0.0%
Cedar County 210 0.0%
Polk County 100 0.0%
Dickinson County 100 0.0%
Webster County 100 0.0%
Scott County 100 0.0%
Guthrie County 110 0.0%
Story County 110 0.0%
Linn County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 17 applications in 2025, of which 11 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Alliant Credit Union originated in Iowa in 2025 was 6.00%, against a statewide median of 6.50%.

About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology