Alliance Bank in Missouri vs the state
2.2%Denial rate-12.85 pts vs state
2.4%Decision denial rate-16.28 pts vs state
89.6%Origination rate+26.97 pts vs state
—Median rate
—Rate spread (pts)
$115kMedian applicant income
121Loans originated
3Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 146 | 121 | 5.5% | — | #192 |
| 2024 | 109 | 94 | 8.3% | — | #235 |
| 2025 | 135 | 121 | 2.2% | — | #230 |
What Alliance Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Alliance Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cape Girardeau County | 81 | 72 | 1 | 1.2% |
| Scott County | 40 | 36 | 1 | 2.5% |
| New Madrid County | 4 | 3 | 1 | 25.0% |
| Mississippi County | 4 | 4 | 0 | 0.0% |
| Butler County | 2 | 2 | 0 | 0.0% |
| Bollinger County | 2 | 2 | 0 | 0.0% |
| St. Louis County | 1 | 1 | 0 | 0.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 135 applications in 2025, of which 121 were originated and 3 denied.
2.2% of all applications, or 2.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Alliance Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology