Alcova Mortgage in Indiana vs the state
3.6%Denial rate-13.00 pts vs state
3.7%Decision denial rate-16.44 pts vs state
78.6%Origination rate+16.32 pts vs state
6.56%Median rate-0.19 pts vs state
0.43Rate spread (pts)+0.06 pts vs state
$73kMedian applicant income
22Loans originated
1Denied
What Alcova Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Alcova Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 6 | 3 | 1 | 16.7% |
| Jackson County | 5 | 4 | 0 | 0.0% |
| Marion County | 4 | 3 | 0 | 0.0% |
| Washington County | 3 | 2 | 0 | 0.0% |
| Jennings County | 3 | 3 | 0 | 0.0% |
| Morgan County | 2 | 2 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Scott County | 1 | 1 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Decatur County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 28 applications in 2025, of which 22 were originated and 1 denied.
3.6% of all applications, or 3.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Alcova Mortgage originated in Indiana in 2025 was 6.56%, against a statewide median of 6.75%.
About this data. Figures are Alcova Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology