AIM Credit Union · Iowa · 2025

AIM Credit Union in Iowa: approval rate, denial rate and rates (2025)

AIM Credit Union took 73 mortgage applications in Iowa in 2025, ranking #180 of 739 lenders active in the state. It originated 89.0% of them and denied 4.1% (4.4% of the applications it decided), against a statewide denial rate of 12.9%.

73Applicationsin IA
4.4%Decision denial ratestate 15.3%
Median ratestate 6.50%
$85,000Median loanstate $135,000
$8.2MVolume19 counties

AIM Credit Union in Iowa vs the state

4.1%Denial rate-8.75 pts vs state
4.4%Decision denial rate-10.90 pts vs state
89.0%Origination rate+20.58 pts vs state
Median rate
Rate spread (pts)
$100kMedian applicant income
65Loans originated
3Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202371661.4%#178
202476647.9%#172
202573654.1%#180

What AIM Credit Union lends in Iowa

By loan purpose

Home purchase 23 32% · 0.0% denied
Refinance 6 8% · 16.7% denied
Cash-out refinance 43 59% · 2.3% denied
Home improvement 1 1% · 100.0% denied

By loan type

Conventional 73 100% · 4.1% denied

Why it denied Iowa applicants

Debt-to-income ratio 2 67%
Collateral 1 33%

Where in Iowa

Counties with the most AIM Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dubuque County 20180 0.0%
Des Moines County 1082 20.0%
Lee County 861 12.5%
Linn County 760 0.0%
Benton County 550 0.0%
Jackson County 550 0.0%
Cedar County 210 0.0%
Story County 220 0.0%
Appanoose County 220 0.0%
Jones County 220 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 73 applications in 2025, of which 65 were originated and 3 denied.

4.1% of all applications, or 4.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are AIM Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology