AgWest Farm Credit, FLCA in Oregon vs the state
15.5%Denial rate+0.15 pts vs state
24.5%Decision denial rate+5.32 pts vs state
39.8%Origination rate-20.82 pts vs state
6.35%Median rate-0.40 pts vs state
0.18Rate spread (pts)-0.10 pts vs state
$195kMedian applicant income
121Loans originated
47Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 236 | 76 | 20.3% | 7.10% | #96 |
| 2024 | 258 | 125 | 13.6% | 6.75% | #91 |
| 2025 | 304 | 121 | 15.5% | 6.35% | #87 |
What AgWest Farm Credit, FLCA lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most AgWest Farm Credit, FLCA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 31 | 11 | 2 | 6.5% |
| Clackamas County | 27 | 12 | 2 | 7.4% |
| Linn County | 26 | 12 | 3 | 11.5% |
| Deschutes County | 22 | 6 | 6 | 27.3% |
| Lane County | 19 | 10 | 3 | 15.8% |
| Polk County | 18 | 9 | 3 | 16.7% |
| Washington County | 17 | 6 | 2 | 11.8% |
| Yamhill County | 12 | 7 | 1 | 8.3% |
| Wasco County | 11 | 6 | 2 | 18.2% |
| Umatilla County | 11 | 4 | 2 | 18.2% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 304 applications in 2025, of which 121 were originated and 47 denied.
15.5% of all applications, or 24.5% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans AgWest Farm Credit, FLCA originated in Oregon in 2025 was 6.35%, against a statewide median of 6.75%.
About this data. Figures are AgWest Farm Credit, FLCA's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology