AgWest Farm Credit, FLCA in Idaho vs the state
20.9%Denial rate+6.43 pts vs state
31.7%Decision denial rate+14.15 pts vs state
40.7%Origination rate-22.36 pts vs state
6.55%Median rate-0.08 pts vs state
0.29Rate spread (pts)+0.13 pts vs state
$138kMedian applicant income
37Loans originated
19Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 20 | 9.8% | 7.13% | #130 |
| 2024 | 63 | 25 | 23.8% | 6.95% | #131 |
| 2025 | 91 | 37 | 20.9% | 6.55% | #122 |
What AgWest Farm Credit, FLCA lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most AgWest Farm Credit, FLCA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Canyon County | 10 | 4 | 4 | 40.0% |
| Gem County | 7 | 1 | 0 | 0.0% |
| Kootenai County | 5 | 4 | 1 | 20.0% |
| Payette County | 5 | 0 | 2 | 40.0% |
| Franklin County | 5 | 0 | 1 | 20.0% |
| Bingham County | 4 | 3 | 0 | 0.0% |
| Bonner County | 4 | 1 | 2 | 50.0% |
| Jefferson County | 4 | 2 | 0 | 0.0% |
| Twin Falls County | 4 | 2 | 1 | 25.0% |
| Adams County | 4 | 2 | 1 | 25.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 91 applications in 2025, of which 37 were originated and 19 denied.
20.9% of all applications, or 31.7% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans AgWest Farm Credit, FLCA originated in Idaho in 2025 was 6.55%, against a statewide median of 6.63%.
About this data. Figures are AgWest Farm Credit, FLCA's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology