AGRICULTURE Federal Credit Union · Pennsylvania · 2025

AGRICULTURE Federal Credit Union in Pennsylvania: approval rate, denial rate and rates (2025)

AGRICULTURE Federal Credit Union took 5 mortgage applications in Pennsylvania in 2025, ranking #796 of 1,114 lenders active in the state. It originated 40.0% of them and denied 40.0% (50.0% of the applications it decided), against a statewide denial rate of 18.3%.

5Applicationsin PA
50.0%Decision denial ratestate 22.2%
6.99%Median ratestate 6.63%
$75,000Median loanstate $155,000
$280kVolume4 counties

AGRICULTURE Federal Credit Union in Pennsylvania vs the state

40.0%Denial rate+21.71 pts vs state
50.0%Decision denial rate+27.79 pts vs state
40.0%Origination rate-20.96 pts vs state
6.99%Median rate+0.37 pts vs state
1.28Rate spread (pts)+1.04 pts vs state
$215kMedian applicant income
2Loans originated
2Denied

What AGRICULTURE Federal Credit Union lends in Pennsylvania

By loan purpose

Home improvement 4 80% · 25.0% denied
Other / HELOC 1 20% · 100.0% denied

By loan type

Conventional 5 100% · 40.0% denied

Why it denied Pennsylvania applicants

Collateral 1 100%

Where in Pennsylvania

Counties with the most AGRICULTURE Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 210 0.0%
Bucks County 110 0.0%
Columbia County 101 100.0%
Warren County 101 100.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 5 applications in 2025, of which 2 were originated and 2 denied.

40.0% of all applications, or 50.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans AGRICULTURE Federal Credit Union originated in Pennsylvania in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are AGRICULTURE Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology