ABL RPC Residential Credit Acquisition in Georgia vs the state
38.5%Denial rate+19.24 pts vs state
41.7%Decision denial rate+16.60 pts vs state
47.7%Origination rate-6.40 pts vs state
10.25%Median rate+3.63 pts vs state
—Rate spread (pts)
—Median applicant income
31Loans originated
25Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 87 | 66 | 13.8% | 11.50% | #340 |
| 2024 | 76 | 49 | 25.0% | 11.50% | #372 |
| 2025 | 65 | 31 | 38.5% | 10.25% | #406 |
What ABL RPC Residential Credit Acquisition lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 16 | 10 | 5 | 31.3% |
| Fulton County | 15 | 7 | 5 | 33.3% |
| Cobb County | 6 | 3 | 2 | 33.3% |
| Gwinnett County | 6 | 3 | 3 | 50.0% |
| Muscogee County | 5 | 0 | 5 | 100.0% |
| Bibb County | 4 | 2 | 2 | 50.0% |
| Spalding County | 3 | 1 | 1 | 33.3% |
| Paulding County | 2 | 2 | 0 | 0.0% |
| Fayette County | 1 | 0 | 0 | 0.0% |
| Clayton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 65 applications in 2025, of which 31 were originated and 25 denied.
38.5% of all applications, or 41.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Georgia in 2025 was 10.25%, against a statewide median of 6.63%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology