Abbott Laboratories Employees Credit Union in Illinois vs the state
5.0%Denial rate-12.12 pts vs state
7.0%Decision denial rate-14.73 pts vs state
67.0%Origination rate+8.22 pts vs state
—Median rate
—Rate spread (pts)
$187kMedian applicant income
308Loans originated
23Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 164 | 88 | 6.7% | — | #257 |
| 2024 | 178 | 90 | 7.3% | — | #244 |
| 2025 | 460 | 308 | 5.0% | — | #139 |
What Abbott Laboratories Employees Credit Union lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Abbott Laboratories Employees Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 317 | 216 | 15 | 4.7% |
| Cook County | 90 | 60 | 4 | 4.4% |
| McHenry County | 25 | 18 | 1 | 4.0% |
| DuPage County | 10 | 6 | 2 | 20.0% |
| Will County | 5 | 2 | 0 | 0.0% |
| Kane County | 4 | 1 | 1 | 25.0% |
| Jo Daviess County | 2 | 2 | 0 | 0.0% |
| Boone County | 2 | 1 | 0 | 0.0% |
| Sangamon County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 460 applications in 2025, of which 308 were originated and 23 denied.
5.0% of all applications, or 7.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Abbott Laboratories Employees Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology