AAA Capital Investment in Oregon vs the state
11.6%Denial rate-3.68 pts vs state
11.6%Decision denial rate-7.53 pts vs state
65.1%Origination rate+4.50 pts vs state
6.88%Median rate+0.13 pts vs state
0.55Rate spread (pts)+0.27 pts vs state
$69kMedian applicant income
28Loans originated
5Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 16 | 11 | 0.0% | 7.63% | #301 |
| 2025 | 43 | 28 | 11.6% | 6.88% | #243 |
What AAA Capital Investment lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clackamas County | 10 | 6 | 2 | 20.0% |
| Washington County | 10 | 8 | 0 | 0.0% |
| Multnomah County | 7 | 2 | 2 | 28.6% |
| Polk County | 3 | 1 | 0 | 0.0% |
| Lane County | 3 | 2 | 0 | 0.0% |
| Deschutes County | 2 | 2 | 0 | 0.0% |
| Yamhill County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 43 applications in 2025, of which 28 were originated and 5 denied.
11.6% of all applications, or 11.6% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans AAA Capital Investment originated in Oregon in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology