AAA Capital Investment in Oklahoma vs the state
3.3%Denial rate-14.59 pts vs state
3.3%Decision denial rate-19.54 pts vs state
66.7%Origination rate+10.57 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)-0.10 pts vs state
$59kMedian applicant income
20Loans originated
1Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 9 | 0.0% | 7.50% | #358 |
| 2025 | 30 | 20 | 3.3% | 6.63% | #304 |
What AAA Capital Investment lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 14 | 11 | 0 | 0.0% |
| Bryan County | 9 | 7 | 0 | 0.0% |
| Beckham County | 1 | 0 | 1 | 100.0% |
| Cleveland County | 1 | 0 | 0 | 0.0% |
| Garvin County | 1 | 1 | 0 | 0.0% |
| Canadian County | 1 | 0 | 0 | 0.0% |
| Tulsa County | 1 | 0 | 0 | 0.0% |
| Ottawa County | 1 | 1 | 0 | 0.0% |
| Pittsburg County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 30 applications in 2025, of which 20 were originated and 1 denied.
3.3% of all applications, or 3.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans AAA Capital Investment originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology