AAA Capital Investment in Ohio vs the state
7.1%Denial rate-10.55 pts vs state
7.1%Decision denial rate-14.75 pts vs state
57.1%Origination rate-2.76 pts vs state
6.94%Median rate+0.06 pts vs state
0.74Rate spread (pts)+0.36 pts vs state
$14kMedian applicant income
16Loans originated
2Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 3 | 16.7% | 7.88% | #670 |
| 2024 | 40 | 36 | 0.0% | 7.00% | #425 |
| 2025 | 28 | 16 | 7.1% | 6.94% | #478 |
What AAA Capital Investment lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 13 | 9 | 1 | 7.7% |
| Delaware County | 4 | 2 | 0 | 0.0% |
| Cuyahoga County | 4 | 0 | 1 | 25.0% |
| Lorain County | 2 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Allen County | 1 | 1 | 0 | 0.0% |
| Geauga County | 1 | 0 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 28 applications in 2025, of which 16 were originated and 2 denied.
7.1% of all applications, or 7.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans AAA Capital Investment originated in Ohio in 2025 was 6.94%, against a statewide median of 6.88%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology