Largest lenders in Radford city
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 30 | 24 | 16.7% | 6.81% |
| 2 | Truliant Federal Credit Union | D | 22 | 12 | 31.8% | 7.26% |
| 3 | Atlantic Bay Mortgage Group | A | 22 | 22 | 0.0% | 6.81% |
| 4 | Truist Bank | C | 19 | 11 | 31.6% | 7.60% |
| 5 | Atlantic Union Bank | C | 18 | 16 | 11.1% | 7.50% |
| 6 | Waterstone Mortgage | C | 16 | 12 | 0.0% | 6.44% |
| 7 | Movement Mortgage | A | 14 | 10 | 0.0% | 6.99% |
| 8 | Alcova Mortgage | A | 13 | 10 | 0.0% | 6.44% |
| 9 | FREEDOM FIRST Federal Credit Union | C | 13 | 12 | 7.7% | 6.25% |
| 10 | First Bancorp | B | 10 | 9 | 0.0% | 7.50% |
| 11 | Prosperity Home Mortgage | A | 10 | 7 | 0.0% | 6.50% |
| 12 | United Shore Financial Services | B | 8 | 6 | 25.0% | 6.37% |
| 13 | Pennymac Loan Services | C | 7 | 4 | 14.3% | 6.63% |
| 14 | First Heritage Mortgage | A | 7 | 7 | 0.0% | 6.38% |
| 15 | Virginia Credit Union | D | 7 | 3 | 28.6% | 6.24% |
| 16 | Coastal Community Bank | C | 6 | 2 | 0.0% | 8.99% |
| 17 | Vanderbilt Mortgage and Finance | F | 6 | 0 | 66.7% | — |
| 18 | Figure Lending | C | 6 | 3 | 16.7% | 8.65% |
| 19 | Skyline National Bank | B | 6 | 6 | 0.0% | — |
| 20 | Union Home Mortgage | B | 5 | 4 | 20.0% | 6.44% |
| 21 | Carrington Mortgage Services | D | 5 | 3 | 20.0% | 9.63% |
| 22 | National Bankshares | A | 5 | 5 | 0.0% | — |
What Radford city borrowers applied for
By loan purpose
By loan type
Why applications were denied
Radford city by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 310 | 178 | 18.7% | 6.87% | $155,000 |
| 2024 | 373 | 237 | 16.1% | 7.13% | $175,000 |
| 2025 | 354 | 252 | 14.1% | 6.75% | $185,000 |
Frequently asked questions
14.1% of applications in Radford city were denied in 2025, against 15.9% statewide in Virginia.
Rocket Mortgage, with 30 applications in 2025 and a denial rate of 16.7%.
The median mortgage application in Radford city in 2025 was for $185,000; the median property value on originated loans was $275,000.