Skyline National Bank in Virginia vs the state
5.0%Denial rate-10.95 pts vs state
5.3%Decision denial rate-14.94 pts vs state
88.7%Origination rate+29.19 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
338Loans originated
19Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 366 | 315 | 6.3% | — | #128 |
| 2024 | 333 | 293 | 7.5% | — | #145 |
| 2025 | 381 | 338 | 5.0% | — | #134 |
What Skyline National Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Skyline National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carroll County | 97 | 86 | 4 | 4.1% |
| Grayson County | 75 | 59 | 7 | 9.3% |
| Montgomery County | 46 | 42 | 2 | 4.3% |
| Floyd County | 43 | 40 | 1 | 2.3% |
| Pulaski County | 15 | 13 | 2 | 13.3% |
| Wythe County | 15 | 14 | 0 | 0.0% |
| Galax city | 12 | 11 | 1 | 8.3% |
| Roanoke County | 11 | 9 | 1 | 9.1% |
| Washington County | 9 | 9 | 0 | 0.0% |
| Roanoke city | 8 | 8 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 381 applications in 2025, of which 338 were originated and 19 denied.
5.0% of all applications, or 5.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Skyline National Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology