Truliant Federal Credit Union in Virginia vs the state
39.9%Denial rate+23.94 pts vs state
44.3%Decision denial rate+24.01 pts vs state
49.0%Origination rate-10.51 pts vs state
7.25%Median rate+0.63 pts vs state
0.35Rate spread (pts)+0.13 pts vs state
$84kMedian applicant income
322Loans originated
262Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 573 | 301 | 29.7% | 8.14% | #92 |
| 2024 | 608 | 346 | 34.7% | 8.25% | #93 |
| 2025 | 657 | 322 | 39.9% | 7.25% | #97 |
What Truliant Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Truliant Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wythe County | 172 | 88 | 65 | 37.8% |
| Pulaski County | 125 | 76 | 39 | 31.2% |
| Montgomery County | 39 | 21 | 13 | 33.3% |
| Carroll County | 38 | 20 | 17 | 44.7% |
| Radford city | 22 | 12 | 7 | 31.8% |
| Henrico County | 21 | 11 | 7 | 33.3% |
| Henry County | 19 | 8 | 8 | 42.1% |
| Grayson County | 17 | 4 | 10 | 58.8% |
| Bland County | 15 | 8 | 5 | 33.3% |
| Chesterfield County | 14 | 6 | 6 | 42.9% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 657 applications in 2025, of which 322 were originated and 262 denied.
39.9% of all applications, or 44.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Truliant Federal Credit Union originated in Virginia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Truliant Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology