Largest lenders in King George County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | D | 149 | 71 | 18.8% | 8.34% |
| 2 | Rocket Mortgage | C | 85 | 65 | 15.3% | 6.49% |
| 3 | Freedom Mortgage | B | 67 | 37 | 4.5% | 5.99% |
| 4 | United Shore Financial Services | B | 63 | 54 | 3.2% | 6.06% |
| 5 | Pennymac Loan Services | C | 55 | 34 | 18.2% | 6.50% |
| 6 | Topside Federal Credit Union | D | 49 | 29 | 30.6% | 8.00% |
| 7 | Mortgage Research Center | C | 44 | 14 | 29.6% | 6.25% |
| 8 | Truist Bank | C | 37 | 28 | 16.2% | 6.42% |
| 9 | Vanderbilt Mortgage and Finance | F | 35 | 2 | 28.6% | 9.62% |
| 10 | Newrez | D | 29 | 10 | 17.2% | 6.38% |
| 11 | NVR Mortgage Finance | B | 28 | 27 | 3.6% | 6.25% |
| 12 | Atlantic Coast Mortgage | A | 28 | 23 | 0.0% | 6.25% |
| 13 | Atlantic Union Bank | C | 27 | 19 | 25.9% | 7.50% |
| 14 | Movement Mortgage | A | 23 | 17 | 13.0% | 6.50% |
| 15 | New Day Financial | F | 21 | 4 | 38.1% | 7.06% |
| 16 | Lakeview Loan Servicing | C | 20 | 4 | 75.0% | 6.06% |
| 17 | Bank of America | F | 19 | 8 | 36.8% | 6.24% |
| 18 | Fairway Independent Mortgage | B | 19 | 13 | 0.0% | 6.25% |
| 19 | Embrace Home Loans | A | 19 | 14 | 0.0% | 4.99% |
| 20 | Guaranteed Rate | B | 18 | 13 | 0.0% | 5.99% |
| 21 | Citizens and Farmers Bank | D | 17 | 14 | 17.7% | — |
| 22 | PNC Bank | D | 16 | 5 | 37.5% | 8.33% |
| 23 | AmeriSave Mortgage | D | 16 | 9 | 37.5% | 9.75% |
| 24 | Spring Eq | D | 15 | 4 | 53.3% | 9.75% |
| 25 | CMG Mortgage | A | 15 | 14 | 0.0% | 6.88% |
Best approval odds in King George County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 56 | 3.6% |
| 2 | Rocket Mortgage | 82 | 15.9% |
| 3 | Navy Federal Credit Union | 99 | 28.3% |
What King George County borrowers applied for
By loan purpose
By loan type
Why applications were denied
King George County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,155 | 657 | 20.2% | 6.75% | $295,000 |
| 2024 | 1,381 | 802 | 16.5% | 6.63% | $315,000 |
| 2025 | 1,431 | 853 | 16.2% | 6.50% | $335,000 |
Frequently asked questions
16.2% of applications in King George County were denied in 2025, against 15.9% statewide in Virginia.
Navy Federal Credit Union, with 149 applications in 2025 and a denial rate of 18.8%.
The median mortgage application in King George County in 2025 was for $335,000; the median property value on originated loans was $505,000.