Largest lenders in Dinwiddie County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 85 | 60 | 20.0% | 6.50% |
| 2 | Vanderbilt Mortgage and Finance | F | 84 | 2 | 44.1% | 8.37% |
| 3 | Virginia Credit Union | D | 66 | 43 | 16.7% | 6.38% |
| 4 | United Shore Financial Services | B | 56 | 48 | 5.4% | 6.00% |
| 5 | Presidential Bank | B | 54 | 44 | 0.0% | 6.50% |
| 6 | Truist Bank | C | 44 | 17 | 43.2% | 8.24% |
| 7 | Navy Federal Credit Union | D | 40 | 18 | 22.5% | 7.98% |
| 8 | Pennymac Loan Services | C | 38 | 19 | 10.5% | 6.00% |
| 9 | Freedom Mortgage | B | 36 | 22 | 5.6% | 6.25% |
| 10 | Mortgage Research Center | C | 32 | 19 | 12.5% | 6.25% |
| 11 | Newrez | D | 29 | 16 | 24.1% | 6.63% |
| 12 | C & F Mortgage | A | 23 | 19 | 4.4% | 6.50% |
| 13 | American Financial Resources | B | 22 | 14 | 9.1% | 5.94% |
| 14 | Peoples Advantage Federal Credit Union | F | 22 | 12 | 31.8% | — |
| 15 | First Bank | C | 21 | 13 | 23.8% | — |
| 16 | Movement Mortgage | A | 20 | 15 | 0.0% | 6.63% |
| 17 | Crosscountry Mortgage | B | 19 | 8 | 0.0% | 6.75% |
| 18 | Loandepot.Com | D | 19 | 12 | 26.3% | 6.38% |
| 19 | Bank of America | F | 18 | 2 | 55.6% | 6.25% |
| 20 | AmeriSave Mortgage | D | 18 | 5 | 44.4% | 6.75% |
| 21 | American Neighborhood Mortgage Acceptance Company | B | 17 | 16 | 0.0% | 5.88% |
| 22 | Southern Trust Mortgage | B | 16 | 14 | 0.0% | 6.69% |
| 23 | Capital Center | C | 16 | 9 | 12.5% | 6.13% |
| 24 | New Day Financial | F | 15 | 6 | 13.3% | 6.74% |
| 25 | Alcova Mortgage | A | 15 | 14 | 0.0% | 6.69% |
Best approval odds in Dinwiddie County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 52 | 5.8% |
| 2 | Virginia Credit Union | 54 | 20.4% |
| 3 | Rocket Mortgage | 79 | 21.5% |
What Dinwiddie County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dinwiddie County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,069 | 586 | 22.4% | 6.88% | $185,000 |
| 2024 | 1,159 | 620 | 21.8% | 6.68% | $205,000 |
| 2025 | 1,303 | 732 | 18.0% | 6.50% | $205,000 |
Frequently asked questions
18.0% of applications in Dinwiddie County were denied in 2025, against 15.9% statewide in Virginia.
Rocket Mortgage, with 85 applications in 2025 and a denial rate of 20.0%.
The median mortgage application in Dinwiddie County in 2025 was for $205,000; the median property value on originated loans was $325,000.