Largest lenders in Brunswick County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 56 | 5 | 50.0% | 9.25% |
| 2 | Rocket Mortgage | C | 32 | 23 | 15.6% | 6.88% |
| 3 | Benchmark Community Bank | C | 25 | 19 | 4.0% | 7.39% |
| 4 | First-Citizens Bank & Trust | B | 15 | 11 | 26.7% | 6.35% |
| 5 | 21st Mortgage | F | 15 | 3 | 46.7% | 9.20% |
| 6 | Navy Federal Credit Union | D | 15 | 5 | 40.0% | 7.25% |
| 7 | United Shore Financial Services | B | 14 | 10 | 14.3% | 6.56% |
| 8 | Newrez | D | 13 | 6 | 30.8% | 6.06% |
| 9 | American Financial Resources | B | 13 | 12 | 0.0% | 6.06% |
| 10 | Truist Bank | C | 12 | 3 | 58.3% | 7.38% |
| 11 | Mortgage Research Center | C | 12 | 4 | 16.7% | 6.56% |
| 12 | Citizens Bank and Trust | C | 11 | 7 | 9.1% | — |
| 13 | Crosscountry Mortgage | B | 10 | 3 | 0.0% | 6.99% |
| 14 | Virginia Credit Union | D | 10 | 5 | 30.0% | 6.24% |
| 15 | Atlantic Bay Mortgage Group | A | 9 | 6 | 0.0% | 7.13% |
| 16 | Mutual of Omaha Mortgage | C | 9 | 4 | 44.4% | 7.25% |
| 17 | Freedom Mortgage | B | 9 | 2 | 0.0% | 6.69% |
| 18 | Sun West Mortgage Company | B | 8 | 4 | 25.0% | 6.19% |
| 19 | First Bank | C | 8 | 5 | 37.5% | — |
| 20 | Pennymac Loan Services | C | 7 | 2 | 14.3% | 7.94% |
| 21 | New Day Financial | F | 6 | 2 | 16.7% | 6.68% |
| 22 | Broker Solutions | D | 6 | 2 | 0.0% | 6.31% |
| 23 | AmeriSave Mortgage | D | 5 | 1 | 60.0% | 11.38% |
| 24 | Spring Eq | D | 5 | 2 | 20.0% | 8.75% |
| 25 | Loandepot.Com | D | 5 | 3 | 40.0% | 5.99% |
What Brunswick County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Brunswick County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 373 | 181 | 26.3% | 6.88% | $135,000 |
| 2024 | 395 | 171 | 26.3% | 6.99% | $145,000 |
| 2025 | 444 | 216 | 23.0% | 6.88% | $165,000 |
Frequently asked questions
23.0% of applications in Brunswick County were denied in 2025, against 15.9% statewide in Virginia.
Vanderbilt Mortgage and Finance, with 56 applications in 2025 and a denial rate of 50.0%.
The median mortgage application in Brunswick County in 2025 was for $165,000; the median property value on originated loans was $265,000.