Sun West Mortgage Company in Virginia vs the state
14.6%Denial rate-1.31 pts vs state
16.9%Decision denial rate-3.33 pts vs state
53.5%Origination rate-6.03 pts vs state
5.99%Median rate-0.63 pts vs state
0.01Rate spread (pts)-0.21 pts vs state
$96kMedian applicant income
245Loans originated
67Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 261 | 124 | 23.8% | 6.63% | #162 |
| 2024 | 399 | 204 | 14.0% | 6.00% | #128 |
| 2025 | 458 | 245 | 14.6% | 5.99% | #120 |
What Sun West Mortgage Company lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 37 | 25 | 3 | 8.1% |
| Henrico County | 31 | 15 | 6 | 19.4% |
| Prince William County | 24 | 17 | 1 | 4.2% |
| Chesterfield County | 23 | 11 | 7 | 30.4% |
| Stafford County | 22 | 11 | 3 | 13.6% |
| Hampton city | 19 | 6 | 2 | 10.5% |
| Newport News city | 19 | 9 | 6 | 31.6% |
| Suffolk city | 15 | 10 | 2 | 13.3% |
| Virginia Beach city | 15 | 5 | 3 | 20.0% |
| Arlington County | 13 | 9 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 458 applications in 2025, of which 245 were originated and 67 denied.
14.6% of all applications, or 16.9% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Sun West Mortgage Company originated in Virginia in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology