Largest lenders in Alleghany County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | State Employees' | C | 64 | 38 | 20.3% | 6.18% |
| 2 | Skyline National Bank | B | 40 | 35 | 12.5% | — |
| 3 | Rocket Mortgage | C | 39 | 29 | 18.0% | 6.99% |
| 4 | Truist Bank | C | 38 | 22 | 29.0% | 6.31% |
| 5 | Atlantic Bay Mortgage Group | A | 28 | 18 | 3.6% | 6.81% |
| 6 | Vanderbilt Mortgage and Finance | F | 18 | 3 | 38.9% | 8.25% |
| 7 | First Community Bank | F | 16 | 10 | 18.8% | 6.44% |
| 8 | Truliant Federal Credit Union | D | 10 | 1 | 80.0% | 7.50% |
| 9 | Mortgage Research Center | C | 10 | 5 | 20.0% | 6.75% |
| 10 | Movement Mortgage | A | 9 | 6 | 0.0% | 6.63% |
| 11 | First National Bank of Pennsylvania | B | 8 | 3 | 50.0% | 6.38% |
| 12 | Newrez | D | 7 | 2 | 0.0% | 7.38% |
| 13 | Wells Fargo Bank | B | 6 | 2 | 0.0% | 6.75% |
| 14 | Fairway Independent Mortgage | B | 6 | 5 | 0.0% | 6.88% |
| 15 | United Shore Financial Services | B | 6 | 4 | 0.0% | 5.95% |
| 16 | Loandepot.Com | D | 6 | 2 | 33.3% | 6.93% |
| 17 | Fifth Third Bank | D | 5 | 2 | 40.0% | 7.92% |
| 18 | Bank of America | F | 5 | 0 | 60.0% | — |
| 19 | Navy Federal Credit Union | D | 5 | 3 | 20.0% | 6.00% |
| 20 | Coastal Community Bank | C | 5 | 2 | 0.0% | 10.37% |
Best approval odds in Alleghany County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | State Employees' | 51 | 25.5% |
What Alleghany County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Alleghany County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 411 | 263 | 16.6% | 6.84% | $145,000 |
| 2024 | 389 | 227 | 19.5% | 6.88% | $155,000 |
| 2025 | 467 | 276 | 19.9% | 6.63% | $175,000 |
Frequently asked questions
19.9% of applications in Alleghany County were denied in 2025, against 18.1% statewide in North Carolina.
State Employees', with 64 applications in 2025 and a denial rate of 20.3%.
The median mortgage application in Alleghany County in 2025 was for $175,000; the median property value on originated loans was $345,000.