Skyline National Bank in North Carolina vs the state
5.8%Denial rate-12.28 pts vs state
6.2%Decision denial rate-16.59 pts vs state
86.9%Origination rate+29.12 pts vs state
—Median rate
—Rate spread (pts)
$118kMedian applicant income
286Loans originated
19Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 248 | 215 | 6.9% | — | #175 |
| 2024 | 270 | 237 | 5.9% | — | #189 |
| 2025 | 329 | 286 | 5.8% | — | #182 |
What Skyline National Bank lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Skyline National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ashe County | 54 | 39 | 4 | 7.4% |
| Watauga County | 47 | 46 | 1 | 2.1% |
| Caldwell County | 46 | 41 | 2 | 4.3% |
| Alleghany County | 40 | 35 | 5 | 12.5% |
| Davie County | 25 | 19 | 2 | 8.0% |
| Catawba County | 22 | 22 | 0 | 0.0% |
| Wilkes County | 17 | 12 | 3 | 17.6% |
| Burke County | 9 | 9 | 0 | 0.0% |
| Forsyth County | 9 | 9 | 0 | 0.0% |
| Yadkin County | 8 | 8 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 329 applications in 2025, of which 286 were originated and 19 denied.
5.8% of all applications, or 6.2% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Skyline National Bank's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology