Largest lenders in Trimble County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Bedford Loan & Deposit Bank | – | 35 | 31 | 2.9% | — |
| 2 | Rocket Mortgage | C | 26 | 18 | 19.2% | 6.50% |
| 3 | Primary Residential Mortgage | C | 23 | 17 | 0.0% | 6.38% |
| 4 | The Farmers Bank of Milton | C | 17 | 13 | 17.7% | — |
| 5 | Commonwealth | C | 13 | 6 | 53.9% | 7.25% |
| 6 | First Financial Bank | D | 12 | 10 | 16.7% | 5.99% |
| 7 | United Shore Financial Services | B | 11 | 9 | 9.1% | 6.05% |
| 8 | Vanderbilt Mortgage and Finance | F | 10 | 2 | 50.0% | 11.50% |
| 9 | PNC Bank | D | 9 | 6 | 22.2% | 8.03% |
| 10 | German American Bank | A | 9 | 7 | 11.1% | 7.63% |
| 11 | 21st Mortgage | F | 7 | 1 | 28.6% | 8.56% |
| 12 | Mortgage Research Center | C | 7 | 2 | 28.6% | 5.81% |
| 13 | Farm Credit Mid-America | D | 7 | 7 | 0.0% | 7.00% |
| 14 | Stock Yards Bank & Trust | B | 7 | 5 | 0.0% | 6.50% |
| 15 | Truist Bank | C | 6 | 1 | 66.7% | 7.00% |
| 16 | AmeriSave Mortgage | D | 6 | 3 | 50.0% | 6.75% |
| 17 | The Friendship State Bank | C | 6 | 5 | 0.0% | 6.75% |
| 18 | Fifth Third Bank | D | 5 | 2 | 60.0% | 7.62% |
| 19 | Northpointe Bank | C | 5 | 3 | 20.0% | 6.38% |
| 20 | Union Home Mortgage | B | 5 | 5 | 0.0% | 6.99% |
| 21 | United Citizens Bank & Trust | – | 5 | 4 | 20.0% | — |
| 22 | Freedom Mortgage | B | 5 | 2 | 40.0% | 6.50% |
What Trimble County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Trimble County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 327 | 201 | 18.4% | 6.75% | $125,000 |
| 2024 | 301 | 171 | 19.6% | 6.75% | $145,000 |
| 2025 | 350 | 224 | 19.7% | 6.63% | $145,000 |
Frequently asked questions
19.7% of applications in Trimble County were denied in 2025, against 18.8% statewide in Kentucky.
Bedford Loan & Deposit Bank, with 35 applications in 2025 and a denial rate of 2.9%.
The median mortgage application in Trimble County in 2025 was for $145,000; the median property value on originated loans was $275,000.