Largest lenders in Crawford County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First Financial Bank | C | 52 | 32 | 28.9% | 6.75% |
| 2 | Regions Bank | C | 36 | 13 | 58.3% | 7.38% |
| 3 | Rocket Mortgage | C | 24 | 17 | 12.5% | 6.63% |
| 4 | Mortgage Research Center | C | 19 | 9 | 15.8% | 6.63% |
| 5 | Ruoff Mortgage Company | A | 14 | 10 | 14.3% | 7.00% |
| 6 | AmeriSave Mortgage | D | 9 | 1 | 55.6% | 7.13% |
| 7 | Carrington Mortgage Services | D | 8 | 3 | 25.0% | 6.50% |
| 8 | Spring Eq | D | 8 | 1 | 62.5% | 9.33% |
| 9 | Newrez | D | 8 | 2 | 12.5% | 5.94% |
| 10 | Freedom Mortgage | B | 7 | 4 | 0.0% | 6.25% |
| 11 | Vanderbilt Mortgage and Finance | F | 7 | 2 | 57.1% | 8.38% |
| 12 | New Day Financial | F | 6 | 3 | 16.7% | 6.99% |
| 13 | United Shore Financial Services | B | 6 | 3 | 0.0% | 5.63% |
| 14 | Broker Solutions | D | 6 | 0 | 16.7% | — |
| 15 | Liberty | B | 6 | 6 | 0.0% | 6.88% |
| 16 | 21st Mortgage | F | 5 | 0 | 40.0% | — |
Best approval odds in Crawford County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | First Financial Bank | 51 | 29.4% |
What Crawford County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Crawford County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 255 | 144 | 23.9% | 7.25% | $75,000 |
| 2024 | 279 | 164 | 23.3% | 7.06% | $75,000 |
| 2025 | 317 | 150 | 27.1% | 6.75% | $95,000 |
Frequently asked questions
27.1% of applications in Crawford County were denied in 2025, against 17.1% statewide in Illinois.
First Financial Bank, with 52 applications in 2025 and a denial rate of 28.9%.
The median mortgage application in Crawford County in 2025 was for $95,000; the median property value on originated loans was $155,000.