Carrington Mortgage Services in Illinois vs the state
47.2%Denial rate+30.08 pts vs state
57.8%Decision denial rate+36.08 pts vs state
25.7%Origination rate-33.03 pts vs state
6.63%Median rate-0.13 pts vs state
0.75Rate spread (pts)+0.37 pts vs state
$90kMedian applicant income
432Loans originated
793Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,373 | 310 | 52.8% | 6.63% | #58 |
| 2024 | 1,367 | 391 | 45.1% | 6.63% | #58 |
| 2025 | 1,680 | 432 | 47.2% | 6.63% | #53 |
What Carrington Mortgage Services lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 648 | 127 | 324 | 50.0% |
| Will County | 140 | 39 | 69 | 49.3% |
| DuPage County | 110 | 23 | 57 | 51.8% |
| Lake County | 102 | 28 | 51 | 50.0% |
| Kane County | 91 | 24 | 45 | 49.5% |
| St. Clair County | 53 | 19 | 21 | 39.6% |
| Madison County | 49 | 15 | 16 | 32.7% |
| Kendall County | 42 | 14 | 19 | 45.2% |
| Winnebago County | 37 | 18 | 13 | 35.1% |
| McHenry County | 36 | 9 | 15 | 41.7% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 1,680 applications in 2025, of which 432 were originated and 793 denied.
47.2% of all applications, or 57.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Carrington Mortgage Services originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology