Largest lenders in Levy County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 273 | 64 | 44.7% | 9.55% |
| 2 | United Shore Financial Services | B | 168 | 110 | 14.3% | 6.13% |
| 3 | Vanderbilt Mortgage and Finance | F | 115 | 8 | 37.4% | 8.75% |
| 4 | Florida Credit Union | D | 113 | 19 | 52.2% | 6.63% |
| 5 | Rocket Mortgage | C | 104 | 64 | 25.0% | 6.63% |
| 6 | Mortgage Research Center | C | 74 | 29 | 27.0% | 6.25% |
| 7 | Capital City Bank | B | 61 | 38 | 29.5% | 6.99% |
| 8 | Seacoast National Bank | D | 60 | 28 | 31.7% | 6.63% |
| 9 | AmeriSave Mortgage | D | 43 | 9 | 69.8% | 6.25% |
| 10 | Newrez | D | 41 | 20 | 17.1% | 6.69% |
| 11 | Radiant Credit Union | C | 41 | 15 | 43.9% | 8.25% |
| 12 | Union Home Mortgage | B | 39 | 28 | 2.6% | 6.50% |
| 13 | Broker Solutions | D | 38 | 14 | 13.2% | 6.87% |
| 14 | Crosscountry Mortgage | B | 37 | 12 | 5.4% | 6.56% |
| 15 | Pennymac Loan Services | C | 35 | 14 | 20.0% | 6.31% |
| 16 | Triad Financial Services | D | 35 | 7 | 57.1% | 8.55% |
| 17 | Midflorida | C | 34 | 12 | 41.2% | 6.44% |
| 18 | Suncoast Credit Union | C | 33 | 12 | 45.5% | 7.50% |
| 19 | Navy Federal Credit Union | D | 32 | 16 | 28.1% | 6.19% |
| 20 | Campus USA Credit Union | C | 28 | 21 | 14.3% | 7.38% |
| 21 | Freedom Mortgage | B | 27 | 12 | 14.8% | 6.25% |
| 22 | Equity Prime Mortgage | D | 27 | 11 | 0.0% | 6.63% |
| 23 | Affordable Mortgage Advisors, LLC. | B | 27 | 21 | 0.0% | 6.75% |
| 24 | Loandepot.Com | D | 25 | 7 | 36.0% | 7.38% |
| 25 | American Financial Resources | B | 25 | 17 | 16.0% | 6.63% |
Best approval odds in Levy County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 137 | 17.5% |
| 2 | Rocket Mortgage | 93 | 28.0% |
| 3 | Capital City Bank | 61 | 29.5% |
| 4 | 21st Mortgage | 190 | 64.2% |
| 5 | Florida Credit Union | 82 | 72.0% |
| 6 | Vanderbilt Mortgage and Finance | 54 | 79.6% |
What Levy County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Levy County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,096 | 829 | 33.0% | 7.00% | $155,000 |
| 2024 | 2,215 | 948 | 29.0% | 6.99% | $165,000 |
| 2025 | 2,335 | 1,017 | 27.8% | 6.75% | $175,000 |
Frequently asked questions
27.8% of applications in Levy County were denied in 2025, against 21.1% statewide in Florida.
21st Mortgage, with 273 applications in 2025 and a denial rate of 44.7%.
The median mortgage application in Levy County in 2025 was for $175,000; the median property value on originated loans was $265,000.