Campus USA Credit Union in Florida vs the state
8.8%Denial rate-12.25 pts vs state
10.6%Decision denial rate-16.69 pts vs state
74.5%Origination rate+21.77 pts vs state
7.25%Median rate+0.63 pts vs state
0.29Rate spread (pts)+0.02 pts vs state
$105kMedian applicant income
930Loans originated
110Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,065 | 791 | 8.5% | 7.25% | #140 |
| 2024 | 1,174 | 976 | 5.1% | 7.63% | #130 |
| 2025 | 1,249 | 930 | 8.8% | 7.25% | #130 |
What Campus USA Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Campus USA Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Alachua County | 494 | 391 | 29 | 5.9% |
| Marion County | 320 | 218 | 38 | 11.9% |
| Columbia County | 75 | 58 | 8 | 10.7% |
| Leon County | 50 | 40 | 3 | 6.0% |
| Sumter County | 31 | 24 | 2 | 6.5% |
| Levy County | 28 | 21 | 4 | 14.3% |
| Gilchrist County | 26 | 22 | 1 | 3.8% |
| Citrus County | 24 | 15 | 3 | 12.5% |
| Lake County | 24 | 11 | 5 | 20.8% |
| Suwannee County | 20 | 9 | 5 | 25.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,249 applications in 2025, of which 930 were originated and 110 denied.
8.8% of all applications, or 10.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Campus USA Credit Union originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Campus USA Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology