American Financial Resources in Florida vs the state
6.5%Denial rate-14.55 pts vs state
8.2%Decision denial rate-19.01 pts vs state
72.4%Origination rate+19.70 pts vs state
6.50%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.14 pts vs state
$95kMedian applicant income
1,201Loans originated
108Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 591 | 281 | 21.7% | 6.75% | #211 |
| 2024 | 873 | 536 | 14.9% | 6.75% | #168 |
| 2025 | 1,659 | 1,201 | 6.5% | 6.50% | #106 |
What American Financial Resources lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 108 | 81 | 9 | 8.3% |
| Pinellas County | 91 | 67 | 3 | 3.3% |
| Hillsborough County | 91 | 64 | 6 | 6.6% |
| Marion County | 89 | 64 | 7 | 7.9% |
| Polk County | 86 | 65 | 3 | 3.5% |
| Duval County | 79 | 59 | 5 | 6.3% |
| Palm Beach County | 68 | 52 | 4 | 5.9% |
| Pasco County | 67 | 50 | 3 | 4.5% |
| Lee County | 61 | 40 | 3 | 4.9% |
| Lake County | 53 | 36 | 3 | 5.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,659 applications in 2025, of which 1,201 were originated and 108 denied.
6.5% of all applications, or 8.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans American Financial Resources originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology