Largest lenders in Barbour County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 48 | 8 | 43.8% | 9.78% |
| 2 | Vanderbilt Mortgage and Finance | F | 44 | 5 | 36.4% | 9.75% |
| 3 | Rocket Mortgage | C | 38 | 26 | 18.4% | 6.63% |
| 4 | All in Federal Credit Union | D | 32 | 18 | 40.6% | 7.00% |
| 5 | Five Star Credit Union | D | 32 | 17 | 15.6% | — |
| 6 | Mortgage Research Center | C | 24 | 14 | 16.7% | 6.25% |
| 7 | PNC Bank | D | 22 | 7 | 50.0% | 7.51% |
| 8 | PeoplesSouth Bank | A | 18 | 13 | 16.7% | 7.60% |
| 9 | United Shore Financial Services | B | 18 | 12 | 11.1% | 5.99% |
| 10 | Freedom Mortgage | B | 16 | 10 | 0.0% | 6.31% |
| 11 | Loandepot.Com | D | 15 | 9 | 20.0% | 7.25% |
| 12 | AmeriSave Mortgage | D | 14 | 2 | 71.4% | 8.94% |
| 13 | Renasant Bank | B | 14 | 11 | 21.4% | 6.75% |
| 14 | Navy Federal Credit Union | D | 11 | 5 | 9.1% | 6.13% |
| 15 | Trustmark National Bank | C | 11 | 9 | 0.0% | 7.50% |
| 16 | Ameris Bank | B | 10 | 7 | 20.0% | 6.63% |
| 17 | Movement Mortgage | A | 10 | 7 | 10.0% | 6.50% |
| 18 | Pennymac Loan Services | C | 8 | 4 | 12.5% | 6.31% |
| 19 | New Day Financial | F | 8 | 4 | 0.0% | 6.12% |
| 20 | FirstBank | C | 8 | 0 | 87.5% | — |
| 21 | Broker Solutions | D | 8 | 2 | 12.5% | 6.87% |
| 22 | Interlinc Mortgage Services | B | 8 | 4 | 25.0% | 6.50% |
| 23 | Geneva Financial | C | 8 | 4 | 0.0% | 6.56% |
| 24 | Regions Bank | C | 7 | 2 | 14.3% | 4.99% |
| 25 | GoodLeap | C | 7 | 2 | 42.9% | 6.19% |
What Barbour County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Barbour County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 492 | 214 | 30.5% | 7.38% | $115,000 |
| 2024 | 583 | 239 | 31.7% | 7.25% | $125,000 |
| 2025 | 585 | 268 | 25.5% | 6.63% | $135,000 |
Frequently asked questions
25.5% of applications in Barbour County were denied in 2025, against 19.9% statewide in Alabama.
21st Mortgage, with 48 applications in 2025 and a denial rate of 43.8%.
The median mortgage application in Barbour County in 2025 was for $135,000; the median property value on originated loans was $215,000.