Interlinc Mortgage Services in Alabama vs the state
3.8%Denial rate-16.08 pts vs state
4.4%Decision denial rate-20.60 pts vs state
81.6%Origination rate+26.21 pts vs state
6.75%Median rate+0.25 pts vs state
0.59Rate spread (pts)+0.31 pts vs state
$85kMedian applicant income
173Loans originated
8Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 246 | 183 | 8.5% | 6.63% | #113 |
| 2024 | 230 | 184 | 6.5% | 6.88% | #130 |
| 2025 | 212 | 173 | 3.8% | 6.75% | #150 |
What Interlinc Mortgage Services lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Interlinc Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Houston County | 101 | 87 | 3 | 3.0% |
| Dale County | 23 | 20 | 0 | 0.0% |
| Henry County | 18 | 14 | 1 | 5.6% |
| Geneva County | 16 | 12 | 1 | 6.3% |
| Russell County | 11 | 7 | 0 | 0.0% |
| Lee County | 9 | 8 | 1 | 11.1% |
| Coffee County | 8 | 7 | 0 | 0.0% |
| Barbour County | 8 | 4 | 2 | 25.0% |
| Chambers County | 3 | 2 | 0 | 0.0% |
| Madison County | 3 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 212 applications in 2025, of which 173 were originated and 8 denied.
3.8% of all applications, or 4.4% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Interlinc Mortgage Services originated in Alabama in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Interlinc Mortgage Services's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology