Largest lenders in Henry County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 62 | 11 | 54.8% | 8.97% |
| 2 | Rocket Mortgage | C | 53 | 36 | 18.9% | 6.75% |
| 3 | All in Federal Credit Union | D | 50 | 24 | 44.0% | 8.63% |
| 4 | Hnb First Bank | C | 45 | 33 | 8.9% | — |
| 5 | Five Star Credit Union | D | 41 | 22 | 24.4% | — |
| 6 | Vanderbilt Mortgage and Finance | F | 40 | 9 | 30.0% | 10.99% |
| 7 | Dhi Mortgage Company | B | 36 | 22 | 25.0% | 4.99% |
| 8 | PeoplesSouth Bank | A | 29 | 25 | 10.3% | 7.50% |
| 9 | Mortgage Research Center | C | 23 | 13 | 4.4% | 6.25% |
| 10 | Towne Mortgage | B | 22 | 20 | 0.0% | 6.38% |
| 11 | Movement Mortgage | A | 22 | 11 | 18.2% | 6.75% |
| 12 | Regions Bank | C | 21 | 8 | 47.6% | 6.81% |
| 13 | Navy Federal Credit Union | D | 21 | 10 | 14.3% | 6.56% |
| 14 | Fairway Independent Mortgage | B | 19 | 13 | 5.3% | 6.50% |
| 15 | Interlinc Mortgage Services | B | 18 | 14 | 5.6% | 6.81% |
| 16 | FirstBank | C | 17 | 0 | 88.2% | — |
| 17 | Broker Solutions | D | 16 | 5 | 6.3% | 7.25% |
| 18 | United Shore Financial Services | B | 15 | 10 | 13.3% | 6.00% |
| 19 | Triad Financial Services | D | 15 | 1 | 80.0% | 8.28% |
| 20 | Apco Employees | C | 14 | 9 | 35.7% | 6.00% |
| 21 | Freedom Mortgage | B | 13 | 7 | 15.4% | 6.25% |
| 22 | AmeriSave Mortgage | D | 12 | 2 | 66.7% | 7.94% |
| 23 | Crosscountry Mortgage | B | 12 | 7 | 8.3% | 6.75% |
| 24 | Union Home Mortgage | B | 12 | 9 | 8.3% | 6.50% |
| 25 | Ameris Bank | B | 11 | 5 | 27.3% | 7.25% |
What Henry County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Henry County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 727 | 370 | 27.7% | 6.75% | $125,000 |
| 2024 | 718 | 395 | 23.4% | 6.99% | $135,000 |
| 2025 | 928 | 488 | 25.4% | 6.63% | $135,000 |
Frequently asked questions
25.4% of applications in Henry County were denied in 2025, against 19.9% statewide in Alabama.
21st Mortgage, with 62 applications in 2025 and a denial rate of 54.8%.
The median mortgage application in Henry County in 2025 was for $135,000; the median property value on originated loans was $245,000.