Zillow Home Loans in Arkansas vs the state
5.1%Denial rate-13.06 pts vs state
6.8%Decision denial rate-16.33 pts vs state
68.1%Origination rate+11.30 pts vs state
6.50%Median rate-0.13 pts vs state
0.30Rate spread (pts)-0.05 pts vs state
$96kMedian applicant income
186Loans originated
14Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 122 | 80 | 5.7% | 6.50% | #124 |
| 2024 | 155 | 111 | 5.8% | 6.63% | #115 |
| 2025 | 273 | 186 | 5.1% | 6.50% | #91 |
What Zillow Home Loans lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Zillow Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 102 | 76 | 3 | 2.9% |
| Washington County | 67 | 50 | 2 | 3.0% |
| Pulaski County | 20 | 9 | 1 | 5.0% |
| Garland County | 11 | 7 | 0 | 0.0% |
| Saline County | 7 | 3 | 1 | 14.3% |
| Craighead County | 7 | 6 | 0 | 0.0% |
| Sebastian County | 5 | 3 | 0 | 0.0% |
| Faulkner County | 5 | 3 | 1 | 20.0% |
| Jefferson County | 5 | 3 | 0 | 0.0% |
| Crawford County | 4 | 2 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 273 applications in 2025, of which 186 were originated and 14 denied.
5.1% of all applications, or 6.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Zillow Home Loans originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Zillow Home Loans's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology