Wright Patman Congressional Federal Credit Union · Maine · 2025

Wright Patman Congressional Federal Credit Union in Maine: approval rate, denial rate and rates (2025)

Wright Patman Congressional Federal Credit Union took 5 mortgage applications in Maine in 2025, ranking #280 of 537 lenders active in the state. It originated 80.0% of them and denied 20.0% (20.0% of the applications it decided), against a statewide denial rate of 16.3%.

5Applicationsin ME
20.0%Decision denial ratestate 20.1%
6.74%Median ratestate 6.88%
$175,000Median loanstate $215,000
$590kVolume4 counties

Wright Patman Congressional Federal Credit Union in Maine vs the state

20.0%Denial rate+3.67 pts vs state
20.0%Decision denial rate-0.08 pts vs state
80.0%Origination rate+17.83 pts vs state
6.74%Median rate-0.13 pts vs state
6.76Rate spread (pts)+6.43 pts vs state
$191kMedian applicant income
4Loans originated
1Denied

What Wright Patman Congressional Federal Credit Union lends in Maine

By loan purpose

Refinance 1 20% · 100.0% denied
Cash-out refinance 1 20% · 0.0% denied
Other / HELOC 3 60% · 0.0% denied

By loan type

Conventional 5 100% · 20.0% denied

Why it denied Maine applicants

Debt-to-income ratio 1 100%

Where in Maine

Counties with the most Wright Patman Congressional Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 220 0.0%
Waldo County 101 100.0%
Hancock County 110 0.0%
Cumberland County 110 0.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 5 applications in 2025, of which 4 were originated and 1 denied.

20.0% of all applications, or 20.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans Wright Patman Congressional Federal Credit Union originated in Maine in 2025 was 6.74%, against a statewide median of 6.88%.

About this data. Figures are Wright Patman Congressional Federal Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology