Wright Patman Congressional Federal Credit Union · Colorado · 2025

Wright Patman Congressional Federal Credit Union in Colorado: approval rate, denial rate and rates (2025)

Wright Patman Congressional Federal Credit Union took 8 mortgage applications in Colorado in 2025, ranking #550 of 1,114 lenders active in the state. It originated 87.5% of them and denied 12.5% (12.5% of the applications it decided), against a statewide denial rate of 15.6%.

8Applicationsin CO
12.5%Decision denial ratestate 19.7%
6.00%Median ratestate 6.63%
$255,000Median loanstate $325,000
$2.7MVolume5 counties

Wright Patman Congressional Federal Credit Union in Colorado vs the state

12.5%Denial rate-3.13 pts vs state
12.5%Decision denial rate-7.16 pts vs state
87.5%Origination rate+27.48 pts vs state
6.00%Median rate-0.63 pts vs state
0.09Rate spread (pts)-0.06 pts vs state
$148kMedian applicant income
7Loans originated
1Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024860.0%7.00%#523
20258712.5%6.00%#550

What Wright Patman Congressional Federal Credit Union lends in Colorado

By loan purpose

Home purchase 3 38% · 0.0% denied
Cash-out refinance 5 63% · 20.0% denied

By loan type

Conventional 8 100% · 12.5% denied

Why it denied Colorado applicants

Collateral 1 100%

Where in Colorado

Counties with the most Wright Patman Congressional Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Arapahoe County 220 0.0%
Douglas County 220 0.0%
Denver County 220 0.0%
Jefferson County 110 0.0%
Pueblo County 101 100.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 8 applications in 2025, of which 7 were originated and 1 denied.

12.5% of all applications, or 12.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Wright Patman Congressional Federal Credit Union originated in Colorado in 2025 was 6.00%, against a statewide median of 6.63%.

About this data. Figures are Wright Patman Congressional Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology