Wings Financial Credit Union in Georgia vs the state
19.1%Denial rate-0.14 pts vs state
21.6%Decision denial rate-3.52 pts vs state
48.9%Origination rate-5.24 pts vs state
7.25%Median rate+0.63 pts vs state
0.06Rate spread (pts)-0.21 pts vs state
$136kMedian applicant income
64Loans originated
25Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 164 | 108 | 16.5% | 8.00% | #252 |
| 2024 | 138 | 66 | 33.3% | 8.25% | #278 |
| 2025 | 131 | 64 | 19.1% | 7.25% | #297 |
What Wings Financial Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Wings Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 22 | 15 | 3 | 13.6% |
| Henry County | 14 | 7 | 4 | 28.6% |
| Cobb County | 13 | 6 | 4 | 30.8% |
| Coweta County | 12 | 8 | 1 | 8.3% |
| DeKalb County | 11 | 2 | 3 | 27.3% |
| Clayton County | 10 | 3 | 3 | 30.0% |
| Fayette County | 7 | 1 | 2 | 28.6% |
| Cherokee County | 6 | 5 | 0 | 0.0% |
| Spalding County | 6 | 2 | 0 | 0.0% |
| Forsyth County | 5 | 2 | 1 | 20.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 131 applications in 2025, of which 64 were originated and 25 denied.
19.1% of all applications, or 21.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Wings Financial Credit Union originated in Georgia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Wings Financial Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology