Wilmington Savings Fund Society · Washington · 2025

Wilmington Savings Fund Society in Washington: approval rate, denial rate and rates (2025)

Wilmington Savings Fund Society took 9 mortgage applications in Washington in 2025, ranking #472 of 822 lenders active in the state. It originated 88.9% of them and denied 11.1% (11.1% of the applications it decided), against a statewide denial rate of 15.7%.

9Applicationsin WA
11.1%Decision denial ratestate 19.5%
7.50%Median ratestate 6.63%
$125,000Median loanstate $335,000
$2.2MVolume5 counties

Wilmington Savings Fund Society in Washington vs the state

11.1%Denial rate-4.54 pts vs state
11.1%Decision denial rate-8.43 pts vs state
88.9%Origination rate+27.83 pts vs state
7.50%Median rate+0.88 pts vs state
0.25Rate spread (pts)+0.06 pts vs state
$136kMedian applicant income
8Loans originated
1Denied

What Wilmington Savings Fund Society lends in Washington

By loan purpose

Home purchase 1 11% · 0.0% denied
Refinance 7 78% · 14.3% denied
Home improvement 1 11% · 0.0% denied

By loan type

Conventional 9 100% · 11.1% denied

Why it denied Washington applicants

Debt-to-income ratio 1 100%

Where in Washington

Counties with the most Wilmington Savings Fund Society applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 330 0.0%
Pierce County 220 0.0%
Thurston County 220 0.0%
Grant County 110 0.0%
Clark County 101 100.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 9 applications in 2025, of which 8 were originated and 1 denied.

11.1% of all applications, or 11.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Wilmington Savings Fund Society originated in Washington in 2025 was 7.50%, against a statewide median of 6.63%.

About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology