Wilmington Savings Fund Society · Louisiana · 2025

Wilmington Savings Fund Society in Louisiana: approval rate, denial rate and rates (2025)

Wilmington Savings Fund Society took 8 mortgage applications in Louisiana in 2025, ranking #397 of 721 lenders active in the state. It originated 62.5% of them and denied 25.0% (28.6% of the applications it decided), against a statewide denial rate of 22.2%.

8Applicationsin LA
28.6%Decision denial ratestate 28.2%
8.00%Median ratestate 6.63%
$85,000Median loanstate $165,000
$415kVolume4 counties

Wilmington Savings Fund Society in Louisiana vs the state

25.0%Denial rate+2.83 pts vs state
28.6%Decision denial rate+0.42 pts vs state
62.5%Origination rate+10.53 pts vs state
8.00%Median rate+1.38 pts vs state
0.76Rate spread (pts)+0.40 pts vs state
$131kMedian applicant income
5Loans originated
2Denied

What Wilmington Savings Fund Society lends in Louisiana

By loan purpose

Refinance 4 50% · 25.0% denied
Home improvement 4 50% · 25.0% denied

By loan type

Conventional 8 100% · 25.0% denied

Why it denied Louisiana applicants

Collateral 2 100%

Where in Louisiana

Counties with the most Wilmington Savings Fund Society applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Caddo Parish 320 0.0%
East Baton Rouge Parish 321 33.3%
Livingston Parish 110 0.0%
Iberia Parish 101 100.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 8 applications in 2025, of which 5 were originated and 2 denied.

25.0% of all applications, or 28.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Wilmington Savings Fund Society originated in Louisiana in 2025 was 8.00%, against a statewide median of 6.63%.

About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology